For NZ mortgage advisers

Win the business. Keep the book.

Homefree takes the admin out of both jobs — onboarding new lending, and looking after it — so your time goes to clients, not paperwork.

Get started See how it works

New loans

Restructures · Refinances · Refixes

One app

Clients review & approve on mobile

Audited

Every change logged, field by field

01Take on new business

Onboard new lending without the admin.

New loans, restructures, refinances and refixes all run through one build-and-send flow. The rates you've negotiated are already there — no hunting. Build the proposal, send it, and your client reviews and approves in their app.

Multi-lender splits, terms and settlement, handled as you build
Negotiated rates synced and compared — price in seconds
No PDFs, no email threads — they approve in-app

02Look after your book

Care for clients without the admin.

Your book reviews itself overnight. Refixes, refinances and rate-reduction opportunities surface the moment they appear — with the savings already calculated — so you reach clients before the bank's retention team does.

Refixes surfaced 60 days out, ranked by savings on offer
One click turns any opportunity into a client-ready proposal
The same negotiated rates decide when a move is actually worth it

One client app. Both jobs.

Everything reaches the client the same way.

Whether it's a brand-new loan you're winning or a refix you spotted, it lands in your client's app the same way. They see the exact numbers — rate, payment, term, per split — choose what's theirs to choose, and approve. What they confirm is exactly what you see. No PDFs, no re-keying, no "which version is this" — accepted proposals advance straight toward lender submission.

Built for trust

Numbers you can stake your advice on.

Audit-logged, field by field

Every change records the field, the old and new value, who made it, and when. Nothing happens off the record.

Clients approve, you stay in control

Clients review proposals and adjust only the fields you let them — payment, frequency, split. The structure stays yours.

Live rates

Rates update the moment they’re released, so you’re always pricing and advising on the most current numbers — never a stale sheet.

Pricing

Start free, grow as you go.

Try it

Free plan to test if Homefree is right for your business.

Free

Up to 5 clients

Client app
Discretionary rates
Proposals
Refinance
Break fee estimator
Opportunities
Comparisons
Compliance trail

Get started

Get Started

Affordable plan for new advisors and part timers.

$50/mth

Up to 50 clients

Client app
Discretionary rates
Proposals
Refinance
Break fee estimator
Opportunities
Comparisons
Compliance trail
Open Banking linkComing soon

Get started

Growth

Streamlined client management for sole advisors and small groups.

$100/mth

+$1/mth/client over 200

200 clients included

Client app
Discretionary rates
Proposals
Refinance
Break fee estimator
Opportunities
Comparisons
Compliance trail
API to your CRMComing soon
Data importContact us
Open Banking linkComing soon

Get started

Group

Unlimited clients

Client app
Discretionary rates
Proposals
Refinance
Break fee estimator
Opportunities
Comparisons
Compliance trail
API to your CRMComing soon
Data importContact us
Open Banking linkComing soon

Win more. Keep more clients. With less admin.

Set-up takes minutes. Your first opportunities surface as soon as your loans are in.

Get started

Are you a client?Get it on the App Store Get it on Google Play